Payments

Xcell offers several convenient options to make payments on auto loans, personal loans, and mortgages. You can also find out if you're eligible to Skip-a-pay!

Automatic Payments | Pay from Non- Xcell Account | One-Time Payments | By Mail | In Person

Set Up Automatic Payments

Never miss a payment due date when you set up automatic payments. With Online Banking and the Xcell Mobile, setting up automatic payments is fast, easy, and secure!

✔ Instant account authentication
✔ Schedule automatic recurring payments each month with electronic transfers (ACH)

Pay from Non- Xcell Account

Make a one-time payment or set up recurring payments using your non- Xcell bank's bill pay feature.  Simply follow your bank or credit union's instructions for setting up online payments. You will need  Xcell's routing number: 251480576. 

TIP: Your most recent billing statement will contain the information you need to set up online payments. 

One-Time Payments

Need to make a payment quickly? Our Express Pay options are designed to help you make a one-time payment as fast as possible with a debit or eCheck. Please note: A fee applies to each of these payment methods.

Easily make quick payments online with Express Pay for a small fee. Follow these quick steps:

• Log into your Xcell account with your member account ID and zip code.
• Create a profile.
• Make a payment. Note: A fee will be assessed for online payments.

Pay by Mail

Mail your payments to:

Xcell Loan Payments
The Harbour Center, 42 North Church Street, George Town, Cayman Island.

Include your billing statement coupon with your check, if available. If it is not available and you are paying with a non- Xcell check, please add your Xcell account number on the Memo line.

Pay at a Branch

Make your payment in-person at any of our convenient branch locations using our free, self-serve Xcell Express Banking . If you need assistance, a member of our team will be happy to help during business hours. Find a branch near you today!